NEW DELHI: Fintech startup EximPe has received the Reserve Bank of India’s (RBI) Payment Aggregator – Cross Border (PA-CB) In-Principle Licence for export and import services, marking a major regulatory milestone in India’s emerging cross-border payments landscape. EximPe is among the first companies to secure this new licence without holding prior payment licenses — a move that positions it as a key player in building compliant, scalable infrastructure for international B2B payments.
The PA-CB licence empowers EximPe to directly facilitate cross-border pay-ins and pay-outs for businesses in digital services, e-commerce, and goods trade, particularly across Asian emerging markets. The licence also allows the company to transition from being a tech platform enabler to a fully regulated cross-border infrastructure provider.
“Securing the PA-CB licence is a significant milestone in our journey,” said Arjun Zacharia, CEO and Founder of EximPe.
“EximPe is uniquely positioned to support businesses in expanding in the highest growth global corridor between India-Asia, while simplifying complex regulatory and financial requirements. With the PA-CB licence, we want to expand our business by 10X by the end of FY 2026.”
EximPe has already processed over $450 million in transactions for more than 5,000 SMEs, manufacturers, and service providers. The company’s platform integrates real-time rate booking, compliance handling, and trade documentation — offering an all-in-one solution for businesses trading or providing services globally.
With the PA-CB licence, EximPe expects to further enhance its role in powering India’s cross-border payments ecosystem, reducing transaction friction, and improving global competitiveness for Indian SMEs and enterprises.
Founded by Arjun Zacharia, EximPe is a Bengaluru-based B2B cross-border fintech that partners with banks to offer a seamless payments technology platform. It provides end-to-end services including real-time exchange rates, compliance, and trade documentation, serving businesses engaged in global trade and cross-border services.
